If you love a breakfast that feels like dessert but is still good for you, this is it. Banana and Biscoff together are creamy, sweet, and just a little cozy. The oats soak up all that flavor overnight, so in the morning you just grab a spoon and dig in. No cooking. No stress. Just a jar of goodness waiting for you.
It’s perfect for busy mornings, meal prep days, or when you want something filling but simple.
Servings: 2
Prep Time: 10 minutes
Chill Time: 4 hours or overnight
Cook Time: None
Right after this intro, here’s the final look you’re going for.
Why I Love This Recipe
I started making overnight oats during a busy season when mornings felt rushed. One day, I had a ripe banana and a jar of Biscoff sitting on the shelf. I stirred them into my oats and let it chill overnight. The next morning, I took one bite and thought, “Why haven’t I been doing this all along?”
It tastes like banana cream pie with a cookie butter twist, but it’s made with simple, everyday ingredients.
Here’s why I keep coming back to it:
- It tastes like dessert but keeps you full for hours
- You can make it ahead for the week
- It’s creamy, naturally sweet, and comforting
- It only takes 10 minutes to put together
- No stove, no oven, no mess

What You’ll Need
- 1 cup old-fashioned rolled oats
- 1 cup milk (any kind)
- ½ cup plain Greek yogurt
- 1 ripe banana, mashed
- 2 tablespoons Biscoff spread
- 1 tablespoon chia seeds
- 1 tablespoon maple syrup (optional)
- ½ teaspoon vanilla extract
- 1 small banana, sliced (for topping)
- 1 tablespoon crushed Biscoff cookies (for topping)

Tools You’ll Need
- Medium mixing bowl
- Spoon or spatula
- Measuring cups and spoons
- 2 jars or airtight containers
- Knife and cutting board
Recipe & Instructions
Step 1: Mash the Banana
In a medium bowl, add 1 ripe banana. Use a fork to mash it until mostly smooth with a few small lumps left for texture.

Step 2: Add the Wet Ingredients
To the mashed banana, add 1 cup milk, ½ cup plain Greek yogurt, 2 tablespoons Biscoff spread, 1 tablespoon maple syrup, and ½ teaspoon vanilla extract. Stir until creamy and smooth. The Biscoff should blend in fully.

Ultra close-up shot of mashed banana mixed with 1 cup milk, ½ cup plain Greek yogurt, 2 tablespoons Biscoff spread, 1 tablespoon maple syrup, and ½ teaspoon vanilla extract inside the same glass bowl, mixture creamy and light brown, spoon stirring thick liquid smoothly, a straight 90-degree top-down shot with no tilt, captured directly overhead, white marble surface with subtle gold hints in the background.
Step 3: Stir in the Oats and Chia Seeds
Add 1 cup old-fashioned rolled oats and 1 tablespoon chia seeds to the bowl. Stir well so all the oats are coated in the creamy mixture.

Ultra close-up shot of 1 cup old-fashioned rolled oats and 1 tablespoon chia seeds being stirred into the creamy banana Biscoff mixture, oats dry at first then coated and glossy, chia seeds speckled throughout, spoon mid-stir, thick mixture forming, a straight 90-degree top-down shot with no tilt, captured directly overhead, white marble surface with subtle gold hints in the background.
Step 4: Divide and Chill
Spoon the oat mixture evenly into 2 jars. Seal with lids and refrigerate for at least 4 hours or overnight until thick.

Ultra close-up shot of thick banana Biscoff oat mixture being spooned into two clear glass jars, jars centered and fully visible, mixture thick and textured, lids placed beside jars ready to seal, a straight 90-degree top-down shot with no tilt, captured directly overhead, white marble surface with subtle gold hints in the background.
Step 5: Add Toppings and Serve
In the morning, top each jar with sliced banana from 1 small banana, drizzle a little extra melted Biscoff spread if desired, and sprinkle 1 tablespoon crushed Biscoff cookies evenly over both jars.

Ultra close-up shot of two round glass jars filled with thick overnight oats topped with freshly sliced banana rounds, glossy melted Biscoff drizzle, and crushed Biscoff cookies sprinkled on top, jars centered and fully visible, toppings fresh and detailed, a straight 90-degree top-down shot with no tilt, captured directly overhead, white marble surface with subtle gold hints in the background.
Macros Information (Per Serving, Approximate)
- Calories: 420
- Protein: 18g
- Carbohydrates: 55g
- Fat: 15g
- Fiber: 8g
- Sugar: 18g
Why This Recipe Works (Quick Science)
Chia seeds absorb liquid and form a gel-like texture. That helps thicken the oats without cooking. The oats soak up the milk overnight, which softens them and makes them creamy. Greek yogurt adds protein and extra thickness. The natural sugars in banana also help sweeten and soften the oats.
Everything works together while you sleep.
Common Mistakes
- Not stirring well enough. If you don’t mix fully, you’ll get dry oat pockets.
- Using quick oats. They can turn too soft and mushy.
- Not chilling long enough. Four hours is the minimum for the oats to soften.
- Adding toppings too early. Banana slices can brown overnight. Add them in the morning.
Substitutions and Variations
- Use almond, oat, or soy milk instead of regular milk.
- Swap maple syrup for honey.
- Add a spoon of peanut butter for extra richness.
- Stir in mini chocolate chips for a dessert-style twist.
- Use dairy-free yogurt to keep it dairy-free.
Make Ahead Tips
You can make these up to 3 days in advance. Store them sealed in the fridge. Just wait to add banana slices and cookie crumbs until you’re ready to eat.
What to Serve With
- A hot cup of coffee
- A smoothie for extra fruit
- A boiled egg for more protein
- Fresh berries on the side
Leftovers and Storage
Store in airtight jars in the fridge for up to 3 days. If the oats get too thick, stir in a splash of milk before eating. Do not freeze, as the texture will change.

FAQ
Can I heat overnight oats?
Yes. Microwave for 30–60 seconds if you prefer them warm.
Can I use steel-cut oats?
Not for this recipe. They won’t soften enough without cooking.
Can I skip chia seeds?
Yes, but the oats will be slightly thinner. You can reduce the milk by 2 tablespoons if skipping.
Is this very sweet?
It’s lightly sweet. You can adjust the maple syrup to your taste.
Final Thoughts
Banana & Biscoff Overnight Oats are one of those recipes that feel special but take almost no effort. You mix, chill, and wake up to something creamy and delicious. It’s simple, cozy, and full of flavor.
Make it once, and I think it’ll become part of your regular breakfast routine. When you try it, come back and share how it turned out or any fun twists you added. I’d love to hear how you made it your own.

