Banana Cream Cheese Muffins

If you love banana bread and cheesecake, these Banana Cream Cheese Muffins are the best of both worlds! They’re soft, fluffy, and filled with a sweet, creamy center that makes every bite extra special. Perfect for breakfast, snacks, or a sweet treat with your coffee.

Let’s get baking!

What You’ll Need

For the Muffins:

2 ripe bananas, mashed
1 ½ cups all-purpose flour
½ cup brown sugar
¼ cup granulated sugar
1 tsp baking soda
½ tsp baking powder
½ tsp cinnamon
¼ tsp salt
1 egg
⅓ cup melted butter or coconut oil
1 tsp vanilla extract
¼ cup milk

For the Cream Cheese Filling:

4 oz cream cheese, softened
2 tbsp granulated sugar
½ tsp vanilla extract

a small plate of mashed bananas, a small plate of all-purpose flour, a small plate of brown sugar, a small plate of granulated sugar, a small plate of baking soda, a small plate of baking powder, a small plate of cinnamon, a small plate of salt, a small plate of eggs, a small plate of melted butter, a small plate of vanilla extract, a small plate of milk, a small plate of softened cream cheese, and a small plate of extra granulated sugar

Pro Tips

Use very ripe bananas for the best sweetness and texture.
Let the cream cheese soften before mixing for a smooth filling.
Don’t overmix the batter—stir just until combined for light, fluffy muffins.
For extra crunch, sprinkle some cinnamon sugar on top before baking.
Let them cool before eating so the cream cheese filling sets properly.

Tools You’ll Need

Mixing bowls
Whisk
Spatula
Muffin tin
Cupcake liners
Hand mixer (for cream cheese filling)

Instructions

Step 1: Mash the Bananas

In a mixing bowl, mash the ripe bananas until smooth.

a mixing bowl filled with mashed bananas, slightly chunky with a creamy texture

Step 2: Mix the Dry Ingredients

In another bowl, whisk together flour, baking soda, baking powder, cinnamon, and salt.

a mixing bowl with all-purpose flour, baking soda, baking powder, cinnamon, and salt being whisked together

Step 3: Mix the Wet Ingredients

In the mashed bananas, add brown sugar, granulated sugar, egg, melted butter, vanilla extract, and milk. Stir until smooth.

a mixing bowl with mashed bananas, brown sugar, granulated sugar, a cracked egg, melted butter, vanilla extract, and milk being whisked together into a smooth batter

Step 4: Combine Wet & Dry Ingredients

Gently fold the dry ingredients into the wet mixture until just combined. Do not overmix.

Step 5: Make the Cream Cheese Filling

In a small bowl, beat the cream cheese, sugar, and vanilla extract until smooth.

a mixing bowl with softened cream cheese, granulated sugar, and vanilla extract being whipped into a smooth, creamy filling

Step 6: Fill the Muffin Cups

Line a muffin tin with liners and fill each cup halfway with banana batter. Add a teaspoon of cream cheese filling, then top with more batter.

a muffin tin lined with cupcake liners, each partially filled with banana batter

Step 7: Bake the Muffins

Bake at 350°F (175°C) for 18-22 minutes or until golden brown.

golden banana cream cheese muffins baking inside a modern stainless steel double oven, their tops rising perfectly

Step 8: Cool & Serve

Let the muffins cool for 10 minutes before serving. Enjoy!

warm banana cream cheese muffins cooling on a wire rack, their golden tops slightly cracked

Leftovers & Storage

Store in an airtight container in the fridge for up to 5 days.
Warm them in the microwave for 10-15 seconds before eating!

Wrap-Up

And that’s it—your Banana Cream Cheese Muffins are ready! They’re sweet, creamy, and packed with banana flavor, making them the perfect treat for any time of day. Try them out, take a pic, and let me know how they turned out. Enjoy! 🍌🧁✨